Please fill all required fields
  Basement/Secondary Suite Comparison Calculator  
  Conditions & Assumptions  
    $1.00            
  Time Horizon (40 Years max)       Annual Inflation Rate  
  Marginal Tax Rate       Property Value Annual Growth Rate  
Country
Annual Rental Increases
$1.00
  House Without Suite       House With Suite  
1
  Property Information       Property Information  
$1.00
  Current Property Value       Current Property Value  
  Down Payment/Current Equity       Down Payment/Current Equity  
  Financing Level %       Financing Level %  
  Mortgage Insurance Fees       Mortgage Insurance Fees  
  Finance Mortgage Insurance Fees
Yes   Finance Mortgage Insurance Fees
 
No
1
            Suite Sq Ft % of Total Sq Ft  
            Monthly Rental Income  
            Bad Debt Costs %  
            Vacancy (Lost Rent) Cost %  
  Annual Insurance Costs       Annual Insurance Costs  
  Annual Property Taxes       Annual Property Taxes  
  Annual Utilities       Annual Utilities  
  Annual Maintenance       Annual Maintenance  
  Annual Other Costs       Annual Other Costs  
              1  
  Mortgage Details       Mortgage Details  
$1.00
  Mortgage Balance Fixed Rate     Mortgage Balance  
Interest Rate Type
Variable Rate
Interest Rate Type
  Interest Rate       Interest Rate  
Amortization (40 Years max)
Amortization (yrs)
Payments per Year
Payments per Year
Payments in Mortgage
Payments in Mortgage
Payment
Payment
Custom Payment Monthly (12)
Custom Payment
Semi-Monthly (24)
  Repayment Options Bi-Weekly (26)     Repayment Options  
1 Accelerated Bi-Weekly (26)
  Skip a Payments per Year Weekly (52)     Skip a Payments per Year  
Double Up Payment Amount
Double Up Payment Amount
Double Ups Per Year
Double Ups Per Year
Lump Sum Payment Amount
Lump Sum Payment Amount
Annual Percentage Increase
Annual Percentage Increase
  All results are calculated based on the input variables provided by the user, and assumptions that are believed to be reasonable. UltimateCalculators.com does not make any express or implied warranties with respect to the information or results in connection to this, or any other calculator. UltimateCalculators.com will not be held liable for any losses or damages resulting from any errors or omissions in any information or results, or any action or decision made by users in reliance on any information or results. Please consult a financial professional when making important financial decisions. Parts of this page are copyrighted © 2002-2007 Framtidsforum I&M AB, SWEDEN.  
© Copyright UltimateCalculators.com 2010, All Rights Reserved. 1
1
Basement/Secondary Suite Cash Flow Report  
  House Without Suite House With Suite  
Year Expenses Mortgage Payments Interest Mortgage Balance Owner's Equity Owner Pays** Rent Expenses Net Taxes* Mortgage Payments Interest Mortgage Balance Owner's Equity Owner Pays**  
*Net Tax Effects are calculated on the marginal difference of the tax effects from operating an income earning suite over the property without a suite.
**Owner Pays includes marginal tax effects only, not total tax effects. Tax effects for property without suite are not included in calculations.
  All results are calculated based on the input variables provided by the user, and assumptions that are believed to be reasonable. UltimateCalculators.com does not make any express or implied warranties with respect to the information or results in connection to this, or any other calculator. UltimateCalculators.com will not be held liable for any losses or damages resulting from any errors or omissions in any information or results, or any action or decision made by users in reliance on any information or results. Please consult a financial professional when making important financial decisions. Parts of this page are copyrighted © 2002-2007 Framtidsforum I&M AB, SWEDEN.  
© Copyright UltimateCalculators.com 2010, All Rights Reserved.
$1.00
  Basement/Secondary Suite Comparison Report  
Time Horizon (years)
Unable to load Flash content. The Charts Control requires Flash Player 9.0.45 or higher. You can download the latest version of Flash Player from the Adobe Flash Player Download Center
 
Without Suite With Suite
Projected Property Value
Projected Mortgage Balance
Projected Owner's Equity
Without Suite With Suite
Property Value
Equity from Market Growth
Mortgage Balance
Equity Purchased by Owner*
Equity
Equity Funded by Tenant $0
Payments by Owner
Total Projected Equity
Payments by Tenant
Total Payments**
Total Paid by Home Owner
Total Paid by Tenant
% Paid by Home Owner
Mortgage Payments
Total Interest Paid
Total Principle Paid
Total Additional Payments
Total Rent Collected
Total Expenses Paid
Income Tax Paid
*Includes down payment/current equity
**Includes all expenses, taxes and mortgage payments
  All results are calculated based on the input variables provided by the user, and assumptions that are believed to be reasonable. UltimateCalculators.com does not make any express or implied warranties with respect to the information or results in connection to this, or any other calculator. UltimateCalculators.com will not be held liable for any losses or damages resulting from any errors or omissions in any information or results, or any action or decision made by users in reliance on any information or results. Please consult a financial professional when making important financial decisions. Parts of this page are copyrighted © 2002-2007 Framtidsforum I&M AB, SWEDEN.  
  © Copyright UltimateCalculators.com 2010, All Rights Reserved.  
1